Sample data
Fictional property and buyers
Sample Offer Comparison
1234 NW Cedar Lane, Portland, OR 97229
Four competing offers, shown with the same comparison a customer receives. Every verified term links to the exact language in its source document.
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- Offers
- 4
- Highest price
- $925,000
- Price spread
- $75,000
- Source-verified terms
- 75
Offer comparison
Sorted by purchase price. Source links open the document language behind verified terms.
FavorableWatchCautionNotable
| Terms | Offer 1Highest Price James Williams $925,000 Low Risk100/100 | Offer 2 Raj and Priya Patel $899,000 Medium Risk62/100 | Offer 3 Kevin and Lisa Chen $860,000 High Risk16/100 | Offer 4 Robert Smith and Jennifer Smith $850,000 Medium Risk62/100 |
|---|---|---|---|---|
| Offer Basics | ||||
| Purchase Price | $925,000 | $899,000 | $860,000 | $850,000 |
| Offer Date | Jan 11, 2026 | Jan 10, 2026 | Jan 12, 2026 | Jan 15, 2026 |
| Expiration | Jan 12, 2026 | Jan 13, 2026 | Jan 15, 2026 | Jan 19, 2026 |
| Buyer's Agent | Robert Kim Summit Crest Realty | Michelle Torres Harbor Point Real Estate | Amanda Foster Northwind Realty | Amanda Williams Cedar Grove Realty |
| Net to Seller | ||||
| Seller Concessions | None | -$5,000 | -$12,000 | -$8,500 |
| Net to Seller | $925,000 | $894,000 | $848,000 | $841,500 |
| Financing & Strength | ||||
| Loan Type | Cash | Conventional | FHA | Conventional |
| Down Payment | 100% ($925,000) | 20% ($179,800) | 3.5% ($30,100) | 20% ($170,000) |
| Lender | Not stated | Evergreen Home Mortgage | Lakeside Mortgage | Evergreen Home Mortgage |
| Pre-Approval | No | ✓ Yes | ✓ Yes | ✓ Yes |
| Proof of Funds | ✓ Attached | ✓ Attached | ✓ Attached | Not attached |
| Earnest Money | ||||
| Amount | $50,000 | $30,000 | $15,000 | $17,000 |
| Due | Within 24 hours of acceptance | Within 3 business days of acceptance | Within 5 business days | Within 5 days of executed contract |
| Held By | Pioneer Title | Ridgeline Title Company | Meridian Title | Meridian Title |
| Contingencies | ||||
| Inspection | Waived | Present (10 days) | Present (14 days) | Present (10 days) |
| Appraisal | Waived | Present | Present | Present |
| Financing | Waived | Present | Present | Present |
| Sale of Home | Not present | Not present | Present | Not present |
| HOA Review | Waived | Present | Present | Present |
| Closing & Timeline | ||||
| Closing Date | Feb 10, 2026 | Feb 28, 2026 | Mar 20, 2026 | Feb 14, 2026 |
| Possession | Feb 10, 2026 | Feb 28, 2026 | Mar 23, 2026 | Feb 14, 2026 |
| Rent-Back | ✓ Yes Up to 14 days at no cost to seller | No | No | No |
| Escalation Clause | ||||
| Escalation | Present | Not present | Not present | Not present |
| Seller Requests | ||||
| Repairs | None | None | Requested | None |
| Home Warranty | Not requested | Requested | Requested | Requested |
| Personal Property | Not stated | Not stated | Not stated | Not stated |
| Title & Legal | ||||
| Title Company | Pioneer Title | Ridgeline Title Company | Meridian Title | Meridian Title |
| Special Addenda | ✓ Yes | None | ✓ Yes | ✓ Yes |
| Special Terms | Not stated | Not stated | Not stated | Not stated |
| Risk Assessment | ||||
| Risk Score | Low Risk100/100 | Medium Risk62/100 | High Risk16/100 | Medium Risk62/100 |
Offer summaries
Buyer context, special terms, and the key factors behind each risk score.
Offer 1
James Williams
$925,000
$925,000
Low Risk100/100
Offer 1
James Williams
$925,000
Buyer Info
- Agent
- Robert Kim
- Company
- Summit Crest Realty
- Lender
- Not stated
Special Terms
Not stated
Rent-back requested: Up to 14 days at no cost to seller
Key Factors
- Strength: Cash offer
- Strength: Inspection waived
- Strength: Appraisal waived
- Strength: No seller concessions
- Strength: Strong earnest money
- Strength: Fast closing timeline
- Neutral: Escalation clause
Offer 2
Raj and Priya Patel
$899,000
$899,000
Medium Risk62/100
Offer 2
Raj and Priya Patel
$899,000
Buyer Info
- Agent
- Michelle Torres
- Company
- Harbor Point Real Estate
- Lender
- Evergreen Home Mortgage
Special Terms
Not stated
Key Factors
- Neutral: Conventional financing
- Strength: Strong down payment
- Caution: Financing contingency
- Caution: Inspection contingency
- Caution: Appraisal contingency
- Caution: Seller concessions
- Strength: Strong earnest money
Offer 3
Kevin and Lisa Chen
$860,000
$860,000
High Risk16/100
Offer 3
Kevin and Lisa Chen
$860,000
Buyer Info
- Agent
- Amanda Foster
- Company
- Northwind Realty
- Lender
- Lakeside Mortgage
Special Terms
Not stated
Key Factors
- Caution: FHA financing
- Caution: Low down payment
- Caution: Financing contingency
- Caution: Inspection contingency
- Caution: Appraisal contingency
- Caution: Sale-of-home contingency
- Caution: Seller concessions
- Caution: Longer closing timeline
Offer 4
Robert Smith and Jennifer Smith
$850,000
$850,000
Medium Risk62/100
Offer 4
Robert Smith and Jennifer Smith
$850,000
Buyer Info
- Agent
- Amanda Williams
- Company
- Cedar Grove Realty
- Lender
- Evergreen Home Mortgage
Special Terms
Not stated
Key Factors
- Neutral: Conventional financing
- Strength: Strong down payment
- Caution: Financing contingency
- Caution: Inspection contingency
- Caution: Appraisal contingency
- Caution: Seller concessions
- Strength: Fast closing timeline
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